A key ingredient of any investment strategy is choosing investment funds that suit your objectives, with the flexibility to change them if your circumstances or objectives change.
The objective of the funds is to produce consistently good returns over the medium to longer term, by investing in equities (shares in companies), property or fixed-interest investments. However, it must be kept in mind that the value of investments and any 'income' they produce can fall and you may not get back the amount you invested.
All investment funds carry an element of risk. The funds have different levels of risk from the more cautious to the more adventurous and all have different levels of investment performance
